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  • Writer's pictureFlo

Repair your credit with the Tradeline Strategy

Updated: Mar 3


 


Have you heard of using tradeline to help build your credit score? This is what I've learned so far:


For-Profit Piggybacking

Credit piggybacking is a strategy used to improve or establish one's credit score by becoming an authorized user of someone else's credit account. The person with a weaker credit history can piggyback off the strong credit history of the primary account holder. The primary account holder agrees to add the person as an authorized user to their credit account, giving them access to the account's positive credit history. As a result, the authorized user can benefit from the account's positive credit history and improve their credit score.


Let me know if you've tried this before and did it grow your credit score.


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